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Ask Our Specialists
Policy for h4 visa Hi, I was purchasing insurance for my wife who is holding H4 visa through Insubuy but recently when I spoke with one of your sales agent, he happened to mention that I cannot take policy for her because that's not a valid one and i should get her a policy through my company where I am getting insurance from. Is this really true? Please confirm on this. I have been trying to get some other insurance for her for the past one month but no luck. the problem in including her under my company policy is not possible because they don't cover maternity. Please advise me on this after you analyse on this case. If you say yes that she can get insurance from Insubuy, please direct me to the page about the policy that I can get for her that covers maternity. or if you say no then please let me know other alternatives. Regards
Everyone that answers the phone call are licensed and experienced insurance agents in the U.S. Everything you are told by our rep is true. If she is eligible to buy the insurance from your employer, she has to get that. She can't buy the insurance plans listed on our web site under visitors or new immigrants section. Anyway, none of those plans cover maternity. Depending upon your state, there may be some domestic plans that may cover maternity. As she is on H4, depending upon the company, she may be eligible for some plans and not others. However, in any case, none of them will accept her if she is already pregnant. Even if she is not pregnant, no plan will cover maternity immediately. There is a waiting period of 6 months to 1 year before she conceives.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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