- Share
- Search
Site Search
- Contact
Contact Us
Speak to a licensed and experienced insurance agent in the United States.
- Office Hours:US Central Time
- {{allSevenDays}}
- Mon-Fri
- Current Time:
- Call Us:
Toll-Free: +1 (866) INSUBUYToll-Free: +1 (866) 467-8289- Local: +1 (972) 985-4400
- WhatsApp: +1 (972) 795-1123
- Chat With Us:
For faster service, you can easily extend or submit requests for cancellations or corrections using MyAccount.
Language日本語한국어عربيةItalianoРусскийChange Language
Ask Our Specialists
No way? Hi - thanks for taking the time to answer. I think I am in am impossible situation. My Mother is 82 years old and lives in the UK. I am now a US citizen. Since my fathers death 2 years ago my mother lives on her own and she has visited once since my fathers death for 6 weeks with travelers insurance that I purchased in the UK. I would like her to come and live with me here as she is very lonely. She takes medication for high colesterol, hypothyroid (treatment has been for over 20 years) and high blood pressure. She also has some dementia that she is not medicated for. She had a mastectomy over 7 years ago for breast cancer and did not need chemo. No further issues with the cancer. From what I have read I cannot get health insurance to cover the medications she currently takes as they are all for pre-existing conditions and I would assume that any health problems that come up would not be covered as almost anything that might happen could be related to the prior conditions. Any advice you can give would be appreciated. Thanks
You are right. There is no way. All the problems that she has would be considered pre-existing conditions and not covered by any insurance plan from any company. Please read /new-immigrants-medical-insurance-plans/ to get the understanding of the healthcare situation for elderly new immigrants to the US. The plans she would be eligible to buy are listed at /new-immigrant-insurance/ All of the plans are listed there are meant to cover any completely new medical conditions, injuries or accidents that may occur after the effective date of the policy, no pre-existing conditions coverage. Unfortunately, there is no better solution available.
Can't find answers to your questions?
Ask our specialists - Licensed and experienced insurance professionals in the U.S.
DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Search Questions and Get Answers
Type your question or hashtag below or Ask a Question
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More