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New Immigrant Insurance

Question:

My daughter in law is in the US now on a K1 visa and awaiting her green card. I bought her a short term medical plan but she needs to have a long term solution for medical insurance. Once she gets her green card she can get on my son's insurance. She is 27 with no preexisting conditions. Her only Rx is her birth control pills. Which would be the best option for her? She will probably need the insurance for a year or more.

Answer:

Thank you for contacting Insubuy. 

You may purchase the Patriot America Plus plan. This plan would cover you while you are on a K-1 visa, and even after you have acquired your green card. This plan is not PPACA compliant. It will only cover you for a  new illness, injury, or accident which occurs after the effective date of the policy. Pre-existing conditions, routine doctors' visits, immunizations or medications which are in relation to a pre-existing condition are not covered. There is no short term plans that will cover birth control. Once she has her green card and has been added to the domestic plan with your son then she will have that coverage. 

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