Ask Our Specialists

Thank you for contacting Insubuy for your insurance needs. For you family traveling from India there is a plan available called Patriot America Plus that would be available for purchase. If employer insurance is available it is recommended that you purchase from your employer as these plans are not ACA compliant plans and any penalties incurred will be your responsibility. Please see he link listed below for more information about the plan. Patriot America Plus brochure & instant purchase link: /patriot-america-plus-insurance/

Thanks for your response. Since my depends are not covered by my employer I have to plan for Insubuy. However I have some list queries as follows. • For my Daughter (1.5 Yrs Old) am planning the below plan Suggest me the below plan is fully covered for child category? • What is Coinsurance 100/0 If I understood correctly 100 % paid by Insubuy and my contribution is 0%. Please confirm?? • What is the Deducible means? Need more clarify.. • Total Applicant fee is $302.51 was shown while getting the Quote initially but before making the payment it shows below amount $356.21 why the differences? Please confirm. • Please clarify what is Beneficiary? The individual named in the Member's application to be the recipient of any Accidental Death or Common Carrier Accidental Death benefit Please clarify what is this?

As we discussed over the phone. Your daughter is not eligible to purchase Atlas America plan because of her visa status. You need to purchase Patriot America plus plan for her. Patriot America Plus brochure & instant purchase link: /patriot-america-plus-insurance/ Please review this plan and feel free to contact us if you have any further questions. We have sent you quote in a separate e-mail as well.