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Ask Our Specialists
Hi I am coming to the US on a K1 visa and will apply for an AOS soon after entry into the US. I am not able to be added to my husband's insurance. While we are not planning to conceive for the first 2 years I am worried about what would happen IF I got pregnant. Am also worried about how much it would cost to go to the doctor if I got a cold or something. How are doctors visits covered?
There is not an insurance that will cover the cost of delivery or maternity related expenses that could be offered outside of a domestic plan. It would be best to wait until you can enroll into a plan that would cover the cost of doctors visits, delivery and any related costs. Otherwise, you would just have to pay for these costs out of pocket as there is not a short term plan that would cover these expenses.
In order to determine what these costs would be, you would have to research the doctors in your area and call around inquire as a self paying patient as these prices will differ from state to state.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Healthcare costs are very high in the U.S.
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Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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You could lose your non-refundable trip costs if you had to cancel your trip.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
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