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New Immigrant Insurance

Question:

I am trying to figure out whether my parents can buy travel insurance to cover their stay in the US. They both have US green card, but they are Chinese citizen. They will travel to the US for few months every year and stay with us. I am trying to figure out whether they can buy travel insurance to cover their stay, or they will have to buy Obama care.

Answer:

Thank you for contacting Insubuy for your insurance needs. 

The available plans for green card holders visiting the United States for a short period will cover any new accident or new illness that occurs after the effective date of the policy. Plans will not cover the pre-existing conditions, routine or preventative care, medications related to pre-existing conditions, or immunizations. 

These plans are not ACA compliant and will not stop any penalties assessed by the U.S. government should they be required to purchase a ACA compliant plan. 

Please use the link listed below for more information about the available plans for your parents and to generate a quote for coverage. If you would like assistance in selecting a plan for your parents please contact our office. 

New Immigrant Medical Insurance

If you are looking for insurance to cover pre-existing conditions and preventative care you may want to consider ACA compliant plans. 

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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