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Ask Our Specialists
My parents 83 and 82 are arriving to the US from Venezuela by mid January. They will be coming as a visitor and will be becoming US resident once they arrive in the US. They will spend in the US about 5 months. We will need to have them insured against any sudden accidents and/or sickness that may occur while in the US. I've been researching your website but not quite sure how would you classify them for quote purposes. Please advise if this coverage can be bought online.
Thank you for contacting Insubuy for your insurance needs. If they are getting their green card when they arrive then you can review the plans in the New Immigrant section of our website.
The plans will cover any new illness or injury that occurs after the effective date and will not cover any pre-existing conditions, preventative care, or routine maintenance.
There are two types of plans you can choose from. There are fixed coverage plans and comprehensive coverage plans. The fixed coverage plans are basic plans that pay a fixed amount according to a schedule of benefits and if anything happens the majority of the cost will come from your pocket. The comprehensive plans will pay a percentage but because of their age will have a higher deductible to meet before the plan begins to pay.
The majority of the plans can be purchased online. If you have additional questions please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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