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New Immigrant Insurance

Question:

In January 2017, I finally received my green card. This month, I got divorced from my wife (also a green card holder) and will lose my health insurance I had through her job at the end of June. I am self-employed. I am going back to my own country now, but will be back in mid-September 2017. I want to make sure that I can purchase health insurance to fulfill the Obamacare requirements, but I am not eligible for the CT marketplace, as I am a new green card holder. Are there any options for me ? Will I be able to purchase an Inbound immigrant insurance on this website in my situation when I am returning in September? If so, will that fulfill the Obamacare requirements? I would appreciate your advice.

Answer:

The plans that we offer in the New Immigrant section do not meet the ACA requirements. There will be a few plans that you can purchase but they will be available only until you are eligible to purchase a long term plan. These are short term plans that will cover new illnesses or Injuries that occur after the effective date. They do not cover pre-existing conditions so they do not meet the ACA requirements. 

There is one plan in the short term section, National General that you can purchase for 3 months at a time. If you have additional questions please feel free to contact our office.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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