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New Immigrant Insurance

Question:

I'm applying green card for my parents. I wanna understand what kind of insurance I should buy for them. Thanks!

Answer:

We would be glad to assist.

If you are applying for your parents to come here on green cards and they are still in their home country, or they are already in the U.S. and you have filed paperwork for adjustment of status, our New Immigrant plans would be the plans that could provide them coverage.

You can run quotes for those plans here /new-immigrant-insurance/

These plans can be carried until they are eligible for domestic insurance.  However, once they become eligible for domestic insurance, they would have to move to those plans as being eligible for the domestic plans in the state they are residing makes them ineligible for these plans.

The plans cover for new illnesses and new injuries that occur or manifest after the effective date. They do not cover things that are preventative, routine, or pre-existing.

Some plans do include acute onset benefits of pre-existing conditions for certain age groups, and I have attachedthe information link below to explain that benefit option./visitor-insurance-acute-onset-of-pre-existing-conditions/

Please let us know if you have any questions, or need any additional assistance.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You could lose your non-refundable trip costs if you had to cancel your trip.

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