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Question:

Need J1 visa insurance Hi, I need to purchase a minimum $100,000 for each illness or accident with a deductible $50 per illness, $10,000 for medical evacuation and $7,500 for repatriation of remains. Does your plan meet the above requirements? Besides, do I have to provide you medical history and examination form if I decide to purchase the health insurance from you?

Answer:

Please look at Visit USA-HealthCare at /j1-visa-health-insurance/ That would meet all the requirements you mentioned. No, you don't have to go through any medical examination before purchasing the insurance. You can just apply the insurance online. Please let me know if you have any other questions.


Hi, Thank you for prompt reply. Plan B meets the requirement. However, about the deductable, I cannot purchase exceed $50 per illness. Yours is $250 above. Do you offer $50 deductable? After purchasing the insurance, no any medical examination is required, either? Thanks!


$50 deductible is NOT available. To the best of my knowledge, there is no J1 visa health insurance plan in the market that would provide $100,000/sickness AND have $50 deductible. Minimum is $250. However, that deductible is an annual deductible. It is NOT per illness deductible. No medical examination is required even after purchasing the insurance.


The school requests J-2 holder to purchase health insurance as below. minimum $100,000 for each illness or accident with a deductible not to exceed $500 per illness Do you think in this statement, a deductable means per illness or annual? Thank you for all your answers to me. When this is clarified, I could go ahead to online purchase.


That means $500 per illness. Therefore, if you get $500 annual deductible, that would meet the requirements. You can purchase Visit USA-HealthCare at /visit-usa-insurance/ It meets all those requirements.


Sorry I rechek but actually the school requires $50 (but not $500) deductible per illness. Does your plan meet the requirement?


No. I don't think there is any plan in US market that meets the requiement.

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