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Question:

J1 visitor insurance needed I have got the requirement from the international students office of my university and I want to make sure that the proposed quotes cover those requirements which are: For your coverage to meet the minimum levels required, you must provide proof that your insurance has: • $100,000 per accident & illness in medical coverage • Annual Deductible cannot exceed $500 • Coinsurance cannot exceed 25% • Medical evacuation coverage must be at least $50,000 • Repatriation coverage must be at least $25,000 • Plan includes a reasonable waiting period for pre-existing conditions • Carrier must be at least A- rated. Could you please confirm that requirements?

Answer:

Good morning. As per your school requirements. You need to purchase Patriot Exchange plan with $100k because of requirement # 6. Patriot Exchange brochure, instant purchase and other useful information, /patriot-exchange-program-insurance/ Please review this plan and if you have any further questions feel free to contact us.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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