- Share
- Search
Site Search
- Contact
Contact Us
Speak to a licensed and experienced insurance agent in the United States.
- Office Hours:US Central Time
- {{allSevenDays}}
- Mon-Fri
- Current Time:
- Call Us:
Toll-Free: +1 (866) INSUBUYToll-Free: +1 (866) 467-8289- Local: +1 (972) 985-4400
- WhatsApp: +1 (972) 795-1123
- Chat With Us:
For faster service, you can easily extend or submit requests for cancellations or corrections using MyAccount.
Language日本語한국어عربيةItalianoРусскийChange Language
Ask Our Specialists
I am a Chinese visiting scholar (J-VISA)studying at University of Massachusetts, Amherst. I wrote this letter to seek your advice about appropriate health insurance plans for a new born child in US. My wife is going to deliver a baby next month, and we are considering to buy a new insurance for him. Currently, both my wife and I are covered by the insurance of Student Advantage Health Plan provided by International Medical Group, and it will cover the most part of our maternity cost. But since it is a travel insurance, it is only effective when the insured is out of his own country, so it can not cover our new born baby when he stays in America because he will be considered as a US citizen here. So current we are seeking for insurance plans which could cover the new born baby. I am not sure whether we should buy a short term or long term plan for him as we will stay here for 3 more months then go back to China. I would be very grateful if you could provide any information on appropriate long-term or short-term health insurance plans available in Massachusetts (Zip code 01002)or give us any advice or suggestions. Thank you and best wishes.
Thank you for contacting Insubuy.
The only available plans for a U.S. citizen is a domestic insurance plan. There is not a plan on the market that a child at that age can enroll into on their own.
You will have to find a domestic insurance option that is available for your to enroll into generally from your university to have you child insured as we do not have any options.
It is recommended that you check with your university to see if you have any domestic options available through them.
If you need any further assistance please feel free to contact our office.
Can't find answers to your questions?
Ask our specialists - Licensed and experienced insurance professionals in the U.S.
DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Search Questions and Get Answers
Type your question or hashtag below or Ask a Question
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More