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Ask Our Specialists
I am looking for a health insurance that meets the J-1 Visa requirements (indicated below) and will cover doctor visits and blood/urine tests of a person that has a chronic disease. The J-1 requirements are: Minimum Insurance Coverage Insurance shall cover: medical benefits of at least 100,000 dollars per person per accident or illness repatriation of remains in the amount of 25,000 dollars expenses associated with medical evacuation in the amount of 50,000 dollars. Additional Terms A policy secured to fulfill the insurance requirements shall not have a deductible that exceeds 500 dollars per accident or illness and must meet other standards specified in the regulations.
We do offer plans that meet standard J1 requirement, and that can also include some pre-existing condition coverage after a 6 month or 12 month waiting period.
However the pre-existing condition coverage available after the plan specific waiting periods, will exclude chronic conditions. Therefore we do not offer any plans that will provide that type of coverage.
The only plans we are aware of that could possibly provide some of that type of coverage would be the domestic insurance offered through a university or sponsor.
Please let us know if you have any additional questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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There are many advantages in purchasing from Insubuy® and no disadvantages.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
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You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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