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Ask Our Specialists
I am 51 years old and will travel from India to London from 10/15/2019 to 10/18/2019. I am a US citizen who permanently resides in India. Could you please advise that insurance would be best for my situation Please suggest something which participates in the PPO network and cashless hospitalization policy. Also suggest an underwrite who has a better chance of settling claims.
We would be glad to assist.
Any of our plans in our travel outside the U.S. section would be appropriate for your below described travel.
We would recommend either the Patriot International or Atlas International plans. However, the minimum trip duration on the plans would be 5 days, so you will need to enter 5 days of coverage. You could add a day to the end of the travel using the dates of Oct 15-Oct 19 to meet those requirements.
The policy maximum and deductible options are yours to choose from. These plans have multiple options and you just want to choose the policy maximum knowing that if anything starts to go beyond that maximum, you would then from there being paying out of pocket. The quotes I am sending I have set the policy maximum at $500,000. Because your trip duration is short, the premiums will be low even with that higher policy maximum. The deductible we would just recommend choosing an amount you are comfortable with paying out of pocket all at once if needed.
After reviewing the sent quotes, if you have any questions, please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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