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I am a British Citizen who has lived in Japan for the last five years. Currently, I have a working visa therefore, I have Japanese medical cover however, from the 27th March 2017, I shall be resigning from my job. I shall then change my visa to a 'short-term stay' visa (i.e. a tourist visa) and spend the next two or three weeks doing some last-minute sightseeing before flying back to the UK on the 14th April 2017. Naturally, my Japanese medical cover will expire when I change my visa to a tourist visa therefore, I need medical cover between the 27th March 2017 until the 14th April 2017. I went onto 'insuremytrip.com' and I found 'HCC medical insurance Atlas International' insurance policy and I wondered if that would cover me? My only concern is that I am not beginning, and ending my trip, within the same country (I've found that a lot of UK travel insurance companies need their customers to begin and end their trip within the UK). Could you please confirm that this policy will indeed cover me for any medical expenses I need between the dates of the 27th March and until the 14th April. If not, could you please let me know of a policy which would cover me. Finally, could you please let me know which address I should put on the policy. Currently, I live in Japan however, when this policy takes effect, I shall have moved out of my apartment in Japan and my 'living address' will change to my UK home address.
As a broker, We provide insurance from many companies. Each company has different definition of home country. Under Atlas international plan you are living in Japan for 5yrs so your home country is Japan. So I would not suggest Atlas International plan.
We have another plan is called Patriot America in that plan your country of citizenship will be your home country. So you are eligible to purchase that plan.
For the address you can enter the address wherever you wants us to mail the card. I would suggest to enter your Japan address but depends when you purchase the insurance.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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