The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
My parents are traveling to USA and they do have pre-existing physical conditions. They are aged 78/76 . I would like to buy medical insurance covering the most . However on the pre-existing conditions the insurance says if the person is declared fit to travel then the insurance shall cover upto some. I would like to know how to determine if my parents are declared fit. ALso would like to know which insurance is the best for my parents, if someone can share their experience that would be great.
The Visitors Protect plan is the only plan that provides some pre-exsiting coverage for unexpected issues.
The Fit to Travel document would be obtained from their doctors in their home country before travel.
The plan must be purchased before departure from home country and would need to be purchased for the full
duration of their stay as it is not extendable. The plan has a minimum purchase duration of 90 days and that first
90 days would not be refundable. Only any time purchased beyond that 90 days if no claims have been filed since the start of the
policy would be eligible for a pro-rated refund minus a $50 cancellation fee.
Please let us know if you have any additional questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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