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Ask Our Specialists
I was in yr website a couple of mins ago and was interested in purchasing a policy , However I need some clarifications, AA) The visitor will be visiting Canada first for about twenty five days and then visiting the U.S. Will the comprehensive policy which we intend buying cover their stay in Canada as well as the US. ( IF so pls advise the list of doc or hospitals they could see in case an emergency arises.) BBB) What is the age bracket that you company covers . CC) Does one has to obtain an N.O.C from the family doc before venturing out on their trip ? DD) Does the comprehensive ins cover any trivial pre-existing illnesses. EE) In case you cannot cover Canada , can u suggest and alternative . FF) What are the various periods of coverage you offer .. eg 1 month , two monts, six months, a year and their comprehensive prices GG) If we have to purchase a one year policy and are leaving the US in 20 days , do not need to go to a doc will I get a refund
I was in yr website a couple of mins ago and was interested in purchasing a policy , However I need some clarifications,
AA) The visitor will be visiting Canada first for about twenty five days and then visiting the U.S. Will the comprehensive policy which we intend buying cover their stay in Canada as well as the US. ( IF so pls advise the list of doc or hospitals they could see in case an emergency arises.)
The short term policies offered through our website will cover individuals anywhere outside of their home country including international travels as long as the destination is not the home country. Providers inside the PPO Networks will only be available while inside the USA.
BBB) What is the age bracket that you company covers .
Most plans will cover ages 0-89. Very few plans will provide coverage for ages above 89, remember the older our visitors become the less coverage will be available.
CC) Does one has to obtain an N.O.C from the family doc before venturing out on their trip ?
No medical exams are required as the short policies will cover only new injuries and new sicknesses that should happen after the effective date of the policy. But, it is always good to get a check-up in your home country before traveling.
DD) Does the comprehensive ins cover any trivial pre-existing illnesses.
The plans will NOT cover pre-existing conditions, routine maintenance or preventative care.
EE) In case you cannot cover Canada , can u suggest and alternative .
Coverage is provided in Canada as long as it is not the home country.
FF) What are the various periods of coverage you offer .. eg 1 month , two monts, six months, a year and their comprehensive prices
The most you can purchase at once is 12 months. Depending on the plan and your visa status you may be able to extend the policy beyond the initial 12 months
GG) If we have to purchase a one year policy and are leaving the US in 20 days, do not need to go to a doc will I get a refund
You may cancel a policy if needed. A cancellation fee will apply and some policies will issue a pro-rated refund as long as no claims have been filed since the effective date of the policy.
While online please click the links next to the plans you are interested in to view all the plan information.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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