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Travel Medical Insurance

Question:

Atlas International Insurance I found your company through www.****.com and I was interested in the Atlas International US Citizens plan BUT my partner and I live in Ireland so as you can see we do not qualify for the insurance. Can you tell me if you can quote for insurance along the lines of the above policy for us as Irish Citizens? If you can quote for us we would like the policy to be an Annual Multi Trip Policy including travel to the USA. Other elements we would like included in addition to the elements of the above policy are:- Trip Cancellation (reimbursement for non-refundable trip payments and deposits if a trip is canceled for sickness, injury, death or other specific unforeseen circumstances.) Travel Delay (reimbursement for meals and accommodations when a trip is unexpectedly delayed.) Missed Connection (reimbursement in the event of a missed flight connection) Financial Default of Travel Provider (in the event of a complete suspension of operations due to financial circumstances whether or not bankruptcy is filed.) Baggage Delay (reimbursement for clothing, toiletries and other essential items if luggage is delayed for at least 24 hours) I understand that your insurance is LLoyds of London, therefore if you are unable to facilitate us in the above, would it be possible for you to give me contact details for the particular department at Lloyds of London so I may contact them direct. The Details of my partner and I are:- Traveler 1: 36 years old male living in Ireland Traveler 2: 34 years old female living in Ireland Name: Jonathan Peter Marren We both hold private medical insurance policies with Quinn Direct. Thank you for your time in this matter. Best regards

Answer:

Thank you for your interest in purchasing Atlas International. If ***.com says that Atlas Intenrational is only for US citizens, that is outdated information. Atlas International is for anyone traveling outside home country and outside the US. Citizenship is not a factor in considering eligibility. It used to be like that around 3 years back, but not now. You can make instant purchase of Atlas International online at /atlas-international-insurance/ However, if you are traveling to the USA, you need to buy Atlas America, available at /atlasamerica-insurance/ Both, Atlas America and Atlas International are single trip plans. If you would like multi trip plan, you need to look at Atlas Professional instead, available at /atlas-multitrip-insurance/ However, please note that none of the above plans would cover trip cancellation and other items you mentioned. If you want the plan with trip cancellation, visit /trip-cancellation-insurance/ All of them are single trip plans. There are no multi trip plans from any company that would cover trip cancellation. Please let me know if you have any other questions.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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Most schools require international students to purchase health insurance.

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