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Ask Our Specialists
I want to enroll in an insurance policy that covers from 112024 to 612024. However, my university asks for the insurance requirements below. I wonder if you have an insurance plan that is compatible with them Plan must be compliant with the Affordable Care Act (ACA), Unlimited medical coverage for both preventive and emergency care Include pregnancy benefits, waiting period for coverage Preexisting conditions MUST be covered, Deductible of 500 or less (J1 requirement), Repatriation coverage of at least 25,000 USD (J1 requirement)Medical evacuation coverage of at least 50,000 USD (J1 requirement), A.M. Best rating of A or better OR Standard & Poors rating of A or better Information MUST be provided in English and in US dollars.
Unfortunately, there will be no plan on the market for visitors that will meet those requirements. No plans will be ACA compliant outside of the policy your university offers, therefore you will need to purchase insurance through your school.
If you have any additional questions please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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