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International Student Insurance

Question:

My wife and I are currently in the US, planning on moving to Saint Kitts & Nevis island when the virus is lifted for us to travel in the next few months to attend medical school for 20 months. We hope to get pregnant soon or by next year. We want student travel insurance that would cover us while we are in the Caribbean for 20 months including maternity care. Also, if we decided to fly from Saint Kitts to Florida to deliver a baby we would want maternity care coverage. Please let us know as we hope to start effective immediately.

Answer:

Please look Student Health Advantage Platinum   It will cover maternity as long as normal conception occurs after the effective date of the policy.  As the insurance plan is designed to cover outside the home country, you can not come back to Florida for the delivery.

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Visiting USA?

Healthcare costs are very high in the U.S.

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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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You are not eligible to enroll in Medicare for the first 5 years.

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You could lose your non-refundable trip costs if you had to cancel your trip.

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The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

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You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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Most schools require international students to purchase health insurance.

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