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International Student Insurance

Question:

hi, I went to an ER a few weeks ago, due to the fact that i don't have any insurance the bill would be almost $5700. The staff there told me to get a health insurance for an international student. I'm wondering if i get an insurance right now, would my medical bill get much lower? Because they did tell me i could apply OOC with them which will bring the bill to around $800 but that's still quite a lot for barely did anything in the ER. Therefore, I'd like to know a plan that suits me and if that can affect on that medical bill before i receive it? If there's any plan that can cover dental and gynecologist? Thanks!

Answer:

Medical plans do not cover dental but a gynecologist could be covered if it's for a new illness or injury. If you are talking about an existing condition or a routine visit then they would not be covered under most plans.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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You are not eligible to enroll in Medicare for the first 5 years.

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You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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