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Ask Our Specialists
International insurance on OPT My wife is on F1 visa for more than 2 yrs. She is graduating on Jul (25th) this year. My daughter (4 yrs born here) was a dependent on the same university insurance for more than 2 yrs. I have my own insurance being on H1B. (My company only encourages dependent insurance for H4 visa). Our second child is arriving in May and per hospital he will be on mother's insurance for the first month i.e till May end. We have to still research whether the University will allow that child to be part of my wife's insurance till July end. My wife is intending to start her OPT from Aug, worst case scenario is based on the job market she will be forced to take one/two credit for next fall(to maintain status) and continue her job search. In this case university insurance might not be valid for her. Also in this case she might defer OPT to start to post Nov. My question is (for the next 6 months from May or Jul (not sure)) that out of the 3 options for OPT insurance which option might be the best fit for her and considering the new born in equation when is the right time to start it
For any maternity, child birth or child care related expenses, your best option is to continue her university insurance. If you try to buy the insurance from open market, none of that would be covered.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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