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Health Insurance - International Student Dear ladies and gentlemen, I am a German student and I will study at the University of Pennsylvania this fall. I will arrive at August 26 and will departure at December 23. Therefore I am looking for a suitable health insurance so that I can waive the universities insurance plan. In order to do so, I need to know, whether you do offer an insurance plan that meets the following criteria: Alternate insurance plans must be provided by a company licensed to do business in the United States, with a U.S. claims payment office and a U. S. Phone number.Company must have a process to remit claim costs to providers within the US. Alternate insurance plans must provide coverage for both in-patient and out-patient medical care in the Philadelphia area, including but not limited to routine care, specialist office visits, diagnostic testing, imaging and physical therapy. Alternate insurance plans must provide for both in-patient and out-patient mental health care in the Philadelphia area. Alternate insurance plans may not limit coverage to just Emergency or Urgent medical or mental health care in the Philadelphia area. Alternate insurance plans may not exclude coverage for the following: o Pre-existing conditions (or the plan must have been in effect long enough that any waiting period has passed). o Conditions related to depression, eating disorders, suicide attempts or counseling, and drug or alcohol counseling/treatment. o Congenital and non-congenital medical or mental health conditions. o Sports injuries, alcohol-related injuries or conditions, pregnancies, eating disorders. Alternate insurance plans must offer a lifetime maximum benefit of at least $500,000 in coverage for each service. I would be very happy if you would do so. Please let me know whether you can offer me a suitable insurance-plan or not. Since this matter is quite urgent, I would appreciate if you could come back to me soon. Thank you very much. Sincerely,