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International Student Insurance

Question:

I am an international student who recently graduated. Thus far, I have been on my university insurance -- which will soon expire. I am contacting you to ask about the best insurance plan for me. I am no longer eligible for a student plan (having graduated). But, as I am still waiting to hear back from the USCIS regarding my OPT application I am also not eligible for an employee or OPT plan (since I do not have my OPT form yet). From my perusal of the plan options, I need some form of short-term plan that is also ACA compliant (since I may have to remain on this plan for a month or two). So, I need short-term, ACA compliant insurance for someone on an F1 visa. Do you have any suggestions as to which plan is best for me?

Answer:

There is no short term ACA plan exist. It's only long term plan. 

You can purchase OPT medical insurance from our website as long as you are on F1 visa. Those plans are not ACA Compliant plan.

Please enter appropriate criteria. You will find many plans and you can also compare them side by side.


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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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