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International Student Insurance

Question:

I am an international student at the University of Texas of the Permian Basin. I am currently looking for insurance that can cover the following criteria and I thought about your company. Do you have a plan that can work for me? Thank you. Your alternate health insurance coverage must meet the following minimum requirements in additional to the PPACA. 1. Unlimited maximum on benefits 2. No pre-existing condition limitation 3. $500 or less deductible 4. Coverage period includes semester dates 5. Proof of Repatriation expenses in the amount of no less than $25,000.00 6. Proof of Evacuation coverage in the amount of no less than $50,000.00 7. The mandatory coverage period during the following dates: August 15, 2018 to August 14, 2019 Spring - 1/1/19 through 5/31/19 Summer - 6/1/2019 through 8/14/2019

Answer:

We would be glad to assist, however, your requirements state that your insurance must be PPACA compliant, as well as the additional benefits listed.   The only coverage that a F1 visa holder could obtain that would be PPACA compliant, would be the insurance offered to you through your school. 

Because domestic insurance does not include Medical Evacuation and Repatriation benefits, we do offer a plan that you can purchase for just these 2 benefits. Please review our Medical Evacuation Insurance as many students carry this in addition to their domestic insurance. 


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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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