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International Student Insurance

Question:

I am an international student and I will be heading to Stanford University for my Masters degree (1 year). I am currently looking for a health insurance plan as the school requires us to have an insurance plan that meets the following standards: 1) An annual deductible less than $1,000 USD. 2) Lifetime aggregate maximum benefit of at least $2,000,000 USD or a maximum per condition/per lifetime benefit of $500,000 USD. 3) Coverage for inpatient and outpatient medical care in the San Francisco Bay Area and the U.S. 4) Coverage for inpatient and outpatient mental health care in the San Francisco Bay Area and the U.S. 5) Prescription drug coverage. 6) Coverage for non-emergency as well as emergency care. 7) Coverage for pre-existing conditions or you have met applicable waiting periods. (1) Could you kindly advise me on the premiums for a plan suitable for the above? (2) In addition, the school requires the insurance company to endorse a form. If there is a suitable plan, could I kindly check if your company is able endorse it?

Answer:

You can purchase Student Secure Elite plan. That's the plan meets your school requirements. Please find brochure, instant purchase and other useful information.

Once you complete the application, please send us your waiver form with your information. Our compliance dept. will complete it and send it to you by e-mail.


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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

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Buy U.S. based visitors insurance and enjoy your trip.

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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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