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International Student Insurance

Question:

I'm looking for health insurance for me and my husband. I just started the OPT, I already have insurance that will expire next week. I have the F1 visa and he has the F2. They said that to qualify, the medical insurance plan must be a medical/health insurance plan purchased in the U.S. with a U.S.-owned insurance company that is headquartered and operating in the U.S.. It must not be foreign insurance with U.S. affiliates/representatives, travel insurance, or reimbursement programs of any kind (these are not acceptable). This includes reimbursement arrangements of vouchers from home governments or their U.S. based consulates. Can you confirm if Insubuy meets the requirements? I also need to submit a list of the health insurance company's preferred provider network of local hospitals. Is it possible that you can send me that? I want to send them this information in advance so UCLA Extension confirms if everything is ok before I purchase the new insurance. I also want to know if I can renew the plan after a while, for example, if I buy the insurance for 3 months, can I renew it if the company I'm working for doesn't offer health insurance as one of the benefits?

Answer:

Who has given you these requirements? If you have graduated then the university shouldn't have any requirements that need to be met since you are no longer eligible for the plan they offer. 

The plans we offer are administered within the US but based on what it says below that is not enough. For example, many of the plans we offer are through Lloyd's of London and obviously they are not in the US but then, the plan is administered by a company in the US called Tokio Marine HCC. You would need to contact the university to confirm that these are requirements that need to be met now that you have graduated and if so then can you continue with your current plan to be able to meet them.


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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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