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International Student Insurance

Question:

I am an international student at George Washington University (DC state). My college has some conditions to get a new insurance. Here is the list of all requirements. Please let me know if you cover all of these conditions and also please let know the cheapest possible quote for a year. I really appreciate your time! Must be provided by a company licensed to do business in the United States, with a U.S. claims payment office and a U.S. telephone number. Must be currently active and you must promise to maintain it during the entire period you are registered for the current academic school term. Must provide an annual minimum of $100,000 in coverage for each accident or illness you may suffer each policy year. Must include coverage for prescriptions (medications prescribed by a physician). Must cover pre-existing conditions (illnesses or medical conditions that began before the effective date of the insurance coverage) with no waiting period (or the plan must have been in effect long enough that any waiting period has already passed). Must cover inpatient and outpatient medical and mental health care in the Washington, DC area, including alcohol, drug abuse and detoxification treatment. Emergency-only coverage does not satisfy this requirement. Must cover expenses related to self-inflicted injuries and suicide. Must have a maximum deductible of $500 for international students or $1,500 for domestic students. Must provide at least $50,000 for medical evacuation, which is transportation to your home country so that you can receive medical care there. Must provide at least $25,000 for repatriation of remains. Repatriation provides transportation to your home country in the event of your death.

Answer:

Thank you for contacting Insubuy for your insurance needs. 

There is a plan called Navigator Student that will meet your Universities requirements. 

 Please contact our office if you need any additional assistance.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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