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Expatriate Health Insurance

Question:

Global Medical Insurance Silver questions 1. I live in Indonesia, and plan to buy Global Medical Insurance-Silver. Say, one day I need to be hospitalized, and I go to hospital in Singapore. Am I covered under the plan? 2. If some one has hypertension and according to literature, hypertension can cause heart attack, stroke, kidney problem, eye problem, and other thousand diseases. Does it mean that if one day he gets heart attack or kidney problem, it is not covered by the plan? 3. Is there any time limit to submit a claim? The claim documents may need 2 weeks to reach the insurance office due to geographic location. Can claim be made on line?

Answer:

Thank you for your interest in purchasing Global Medical Insurance-Silver. 1. Yes. You can get treated in Singapore. 2. It will be determined by the insurance company's claims department, based on the doctor opinion, attending physician statement and medical records whether something is a pre-existing condition or not. Insurance company will accordingly decide to pay or not. 3. 90 days. Therefore, 2 weeks is not a problem. You can purchase it online at /global-medical-insurance/ Please feel free to contact us at any time if you have any other questions.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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