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Ask Our Specialists
I see that quarantine is covered under trip delay coverage. I wonder if the coverage extends past the specified end travel date? If the quarantine causes you to miss the return flight home will coverage pay for the accommodations after the return date on the policy?
Quarantine is a named peril under the Trip Cancellation, Trip Interruption and Trip Delay benefits in the Safe Travels Voyager and Safe Travels Explorer plans. Quarantine is defined as "Your strict isolation imposed by a Government authority or Physician to prevent the spread of disease. An embargo preventing You from entering a country is not a Quarantine."
If you become sick while on your trip (COVID-19 is treated as any other illness), your policy may provide benefits under Trip Interruption, Sickness Medical, Emergency Medical Evacuation or Trip Delay
Trip Delay provides benefits if someone is delayed due to being quarantined, and will provide coverage for reasonable additional expenses such as lodging, up to the maximum benefit amount.
Should you have additional questions or need further assistance you may also call our office at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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