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Ask Our Specialists
Hi, Me and my wife Bulgarian citizens. We are planning a trip to Peru in November but we have a small child and wonder what kind of insurance should we buy in order to get (full or partial) refund of the money we spend on our trip, like plane tickets, excursions, hotel accommodation, etc. in case our child gets a flu, virus or some other trivial illness. He is not travelling with us and would stay with my mother-in-law. Is this risk, as well as the risk of my mother-in-law contracting the same trivial illness included in "Trip cancellation" policy or we should buy "Cancel for Any Reason" policy? If the second, are eligible to do so as non-US residents/citizens? Thanks a lot! Kind regards
Thank you for contacting Insubuy. The trip insurance plans available which provide coverage for the Cancel for any reason are available only to U.S. Residents. You may purchase a trip insurance policy which is available to non-U.S. Residents which will provide coverage in the event you cancel your trip due to unforeseen events listed in the policy wording. We have provided links below of the plan options available. You may purchase using the links provided or over the phone by contacting our office at (866) INSUBUY
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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