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Im an international student and wanted to find out if your "Value" or "Savings" or "Care" insurance plans would meet following the requirements of my school The insurance policy must include the following basic benefits. Please state YES or NO for each item listed. 1. Coverage period: 52 continuous weeks. (If student is enrolled for only one semester, coverage must be in place for that period.) 2. Basic Benefits: Room board hospital services physician fees surgeon fees ambulance laboratory and diagnostic procedures for outpatient expenses paid at 80% of usual customary reasonable (UCR) fees in U.S. currency. 3. Mental health care paid as any other sickness, 80% of UCR 4. Unlimited Inpatient/Outpatient prescription medication coverage, co-pay is acceptable. 5. Repatriation: $50,000 (coverage to return remains to the home country) 6. Medical evacuation: $25,000 (to permit patient to be accompanied by an escort if directed by the Physician in charge.) 7. Deductible $100 or less 8. No Aggregate Cap 9. Claims Agent located in the United States. Additionally I've attached a PDF of my schools insurance requirements here for your review .
Thank you for contacting Insubuy.
There is not a plan that we can offer you to meet these requirements. It is recommended that you purchase from your university in order to be in compliance with these requirements.
If you need any additional clarification please contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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