Ask Our Specialists

I'm a PT student in Switzerland at the last year out of 4 of a BSc in Physiotherapy. I'm contacting you because I'll spend my last hands-on internship in Houston, TX and I need a general liability insurance + professional liability insurance as detailed below (directly from the internship contract between my University and the healthcare network): Insurance. A student spending an internship in one or more combined facilities/locations of our healthcare network will procure and maintain comprehensive general liability insurance with minimum limits of One Million Dollars ($1,000,000.00) combined single limit. The student will also procure and maintain throughout the entire internship period at our hospitals, professional liability insurance in minimum amounts of One Million Dollars ($1,000,000.00) per occurrence or per claim and Two Million Dollars ($2,000,000.00) in the aggregate as a student assigned to HOSPITAL which shall cover all his activities at the HOSPITAL. I'm Italian but both Italian and Swiss insurance companies don't insure PT students outside EU, so they told me to get my insurance directy from a US insurance company, considering I'll spend this internship there. I'm already insured here in Switzerland and in EU in general, but it doesn't cover me in the US. I contacted the HPSO insurance company since it was suggested to me by many US physiotherapists friends of mine in order to get the insurance I need and they cover me with the professional liability but looks like they don't offer general liability to students (that's weird since what's required by the hospital I'll spend my internship in is that general liability is just referred to incidents that occur in proximity to the healthcare duties, but not specifically caused by them, for example, a slip and fall coming in or going out of the office - so nothing serious as the professional liability). Obviously I'd like to get both the professional liability and general liability by the same insurance company (easier & faster), can I please ask you for an estimate for both of them? The internship period is from Feb, 13th to Apr, 11th 2017 included, I've a valid US VISA for business that allows me to come with this travel purpose (I just spent a 1 month observership in Ohio and double-checked about it), the internship is unpaid and I stayed for over 18 months in the US in the recent past (just in case they are useful to you). I appreciate your help, thank you. Please let me know as soon as possible, I've lost enough time behind this thing and I now need to go faster.