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Ask Our Specialists
Hi, I am about the make a purchase of a plan VisitorSecure. Yet, I am not quite sure it covers all the requirements of the university. Here is the requirement list:"The coverage levels are as follows:100,000 per accident or illness with a deductible of not more than 500Repatriation of remains, in the event of death, in the amount of 25,000Expenses associated with medical evacuation to your home country or to your country of permanent residence in the amount of 50,000. Additionally, the insurance company underwriting the policy must have one of the following ratings:An A.M. Best rating of "A-" or aboveA McGraw Hill Financial/Standard & Poor's Claims-paying Ability rating of "A-" or aboveA Weiss Research, Inc. rating of "B" or aboveA Fitch Ratings, Inc of "A-" or aboveA Moody's Investor Services rating of "A3" or aboveOR the policy must be backed by the full faith and credit of your home country government.The University is required to document compliance with these regulations. You will need to bring a confirmation from your insurance provider in English that confirms that your policy meets ALL the stated requirements."So, could you please confirm that the meets ALL the stated requirements above? thank you
The VisitorSecure plan will meet the minimum necessary requirements for the J1 visa. You may provide your university the sample documents for approval prior to purchasing the insurance to make certain they will except the coverage. However, it would be recommended to purchase a comprehensive insurance plan from the J1 Insurance section of our website. Should you have additional questions please let us know. You may also call our office at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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