The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
State department requirements J1: A.M. Best rating I am looking to buy insurance for international short term scholars for an upcoming nine day stay in Dallas. In accordance with the State Department, I was wondering if your company meets all the requirements. I was looking on your website, but cannot find the A.M. Best, McGraw Hill Financial/ Standard & Poor's Claims paying Ability, Weiss Research, Inc., Fitch, or Moody's Investor Services ratings. Is there any way you could tell me what these are?
Thank you for your interest in purchasing insurance through us. A.M. best rating you will find in the brochure for each plan. Before we suggest any plan would like to know your insurance requirements. Once we get those requirements will be glad to suggest some insurance plan accordingly. Meantime, Please visit our webstie, /j1-visa-health-insurance/ Please enter appropriate criteria. You will find many plans and next to each plan there is a link for the brochure, and compare button. You will find rating for each plan in both places. If you have any further questions feel free to contact our office at (866)INSUBUY.
Thank you for your quick response. The requirements for our insurance are: 1. Medical Benefits of at least $100,000 US dollars per accident or illness. 2. Repatriation of remains in the amount of $25,000 US dollars (Definition of Repatriation: If a person dies in a foreign country, we say they are "repatriated" when their body is returned to the native country. Repatriation insurance is used for transportation expenses related to returning the deceased to their native country.) 3. Expenses associated with the medical evacuation of the non-immigrant student to home country in the amount of $50,000 US. 4. Deductible not to exceed $500 per accident or illness. 5. An A.M. Best rating of ''A-'' or above; 6. McGraw Hill Financial/Standard & Poor's Claims paying Ability rating of ''A-'' or above; 7. Weiss Research, Inc. rating of ''B+'' or above; 8. Fitch Ratings, Inc. rating of ''A-'' or above; 9. Moody's Investor Services rating of ''A3'' or above Do you have insurance that meets these requirements?
You can purchase either Inbound USA - Fixed plan or Patriot Exchange- Comprehensive plans Patriot Exchange Program brochure & instant purchase link: /patriot-exchange-program-insurance/ Inbound USA brochure & instant purchase link: /safe-travels-elite-insurance/ You can compare these plans at /j1-visa-health-insurance/ Patriot Exchange plan you can purchase only in monthly increment. If you have any further questions feel free to contact our office.
As I was looking through the different plans, I noticed that there was a large price difference between the Inbound USA and the Patriot Exchange Program. Is there a reason that one is significantly more expensive? I just want to double check that I am purchasing the correct insurance for the state department standards if I go with the Patriot Exchange plan.
Inbound USA is fixed coverage plan. Please read how Inbound USA plan works, /safe-travels-elite-insurance/review/ Patriot Exchange plan is comprehensive coverage plan and this plan you can purchase only in monthly increments. You can't purchase for 10 days. You can purchase but still you have to pay premium for whole month. Link for Patriot Exchange how plan works,/patriot-exchange-program/exchange-visitors-insurance/ You can also compare these plans at, /j1-visa-health-insurance/ Please enter appropriate criteria, select policy max. $100k-$150k . You will find 3 plans and next to each plan there is a check box. You can check the box and compare the plans side by side. If you have any further questions feel free to contact us.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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