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Question:

I want to buy the patriot exchange for my wife and two children for 1 month (184.4 $) but when proceeding with the application i can't proceed without adding me so the total become 259.9 $ also i am insured through my university I just need a medical insurance for J2 dependent only.

Answer:

We can certainly assist over the phone with enrollment, but we can also advise on the current issue you are having if you would like to process the application yourself online.

In the Patriot Exchange application, you would never enter any of your information. Your spouse will be the primary insured and then your 2 children the dependents. So for example, you not going to put your information in as the primary and then put your spouse's information under spouse. Again, she will be the primary insured and no spouse's information would be entered at all. Then the policy should at one point in the application ask if the J1 has coverage through a sponsoring organization/ university etc. As long as that is answered as yes, then you can proceed forward with the application.

Let us know If you have any additional questions.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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