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Question:

I am looking to buy insurance for travelling to the US this summer under a J1-Visa. The dates are not set yet as my sponsor (Microsoft) require me to buy the insurance before they begin travel arrangements. I can put down a best guess at the date I will leave the UK and the date I will arrive in the USA, but I don't know it for certain. If the date I put down turns out not to be the date I end up travelling on will it invalidate my insurance? Or alter its terms in any way?

Answer:

You have two options.

1. You can purchase the insurance for whatever date you know now. If there is any change in your travel dates. We can make any changes before the effective date of the policy. 

2. You can also cancel the policy before the effective date. Coverage starts at 12:01AM EST.

If you provide your travel dates, which state do you need coverage, your age and will be glad to send you quote by e-mail.

You can also get quote online at our J1 Visa Health Insurance section on our website. 

Please enter appropriate criteria. You will find many plans and you can also compare them side by side. You can purchase any of the comprehensive plan which meets standard J1/J2 visa requirements.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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