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Ask Our Specialists
Regarding Atlas Exchange, the longer the period I choose to purchase the lower the insurance rate becomes? Also if I decide to pay for a year and then changed my mind is it refundable?
The premium in any case is going to be based upon a daily rate. So purchasing for a longer duration is not going to provide a discount. At the end of the day whether you purchase month to month or 6 months at one time the cost will be the same with the exception of a $5.00 renewal fee.
If you were to purchase for a longer duration and then cancel you would receive a prorated refund minus a $25.00 cancellation fee as long as no claims have been filed on the policy since the effective date of the policy.
Please see the following links for more information about extension or cancellation of policy.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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You cannot find a lower price anywhere for the same product.
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Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
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Buy U.S. based visitors insurance and enjoy your trip.
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Purchase travel medical insurance that includes emergency medical evacuation.
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You don't need to purchase travel insurance for every trip.
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