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Question:

J1 visitor insurance needed I am a J1 visitor currently doing research at UIC in Chicago. I searched through your website and was wondering if I can purchase other plans like Safe Travels USA Cost Saver for visitors to USA, or I must choose from those 4 plans specified for J1/J2 visas?

Answer:

Thank you for contacting Insubuy for your insurance needs. Plans from the visitors to USA section of the website will not meet the requirements for a J visa holder. Please shop within the specified J1/J2 Exchange Visitors section as the plans will meet the standard J1 visa requirements set by the Department of state. If your University has additional requirements please review plan benefits to ensure that all requirements are met. If you would like assistance from a licensed agent please feel free to send your Universities requirements and we will recommend a plan accordingly.


Thank you for your quick response. These are my university requirements: 1) Medical benefits of at least $100,000 per accident or illness; 2) Repatriation of remains in the amount of $25,000; 3) Expenses associated with medical evacuation of the exchange visitor to his/her home country in the amount of $50,000; 4) A deductible that does not exceed $500 per accident or illness. I take a look at “safe travels USA cost saver” plan and it seems it covers all the requirements: Deductible : 250$ Policy max: 100,000$ Emergency Evacuation: 2,000,000$ Emergency Reunion:15,000$ Repatriation of remains: 1M $ As you might guess, I am looking for the best option with lowest monthly cost (preferring comprehensive plans) and this plans seems a good deal for me. Please let me know if I can apply for this plan and if the answer is No, help me with the best options I have. I might consider good dental coverage as well.


The safe travels plan is not a J visa insurance plan so you are not eligible to purchase this options. You will need to shop only within the J1/J2 Exchange Visitor’s Insurance plans. Please see the links to the plan listed below that will meet your Universities requirements. If you have any further questions please feel free to contact our office. Patriot Exchange brochure, instant purchase and other useful information, /patriot-exchange-program-insurance/ Atlas America brochure, instant purchase link, /atlasamerica-insurance/ You can find more plans for J1/J2 visa at, /j1-visa-health-insurance/

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Visiting USA?

Healthcare costs are very high in the U.S.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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You could lose your non-refundable trip costs if you had to cancel your trip.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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