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Ask Our Specialists
J1 visitor insurance needed Good afternoon, I am an incoming J 1 student to the Northwestern university in Chicago. their requirements are these: Northwestern University insurance requirements To qualify for a waiver, supplied health insurance must, at a minimum, meet the following requirements: Medical benefits of at least $100,000 per accident or illness Coverage for repatriation of remains in the amount of $25,000 (does not apply to B1 visa holders) $50,000 for expenses associated with medical evacuation Deductible not to exceed $250 per accident or illness Co-insurance provision can be no greater than 25% Out-of-pocket expenses not to exceed $2,000 per year Pre-existing conditions must be covered (no exclusions, no waiting period) Mental health Shall not unreasonably exclude coverage for perils inherent to the activities of the program in which the exchange visitor participates Must include inpatient and outpatient coverage for both sickness and accident Will cover at least 80% of usual and customary charges in the Chicago area Shall provide benefits for prescription drugs, and pregnancy. I understood that no short term insurance offers pre-existing conditions coverage. The university offers an insurance for 45$ per week, but I obviously would like to spend less. Do you know if there is any solution? Thank you very much
Thank you for your interest in purchasing insurance through us. The plans we offer do have a waiting period for pre-existing conditions so would not meet the requirements as listed. You would have to purchase the plan through your sponsor to meet their requirements. If you need additional assistance please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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There are many advantages in purchasing from Insubuy® and no disadvantages.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
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You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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