The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
Health Coverage Waiver Requirements for Visiting Scholars with J1 or J2 Visa August 15, 2023 August 14, 2024As a Visiting Scholar with a J1 or J2 visa, health coverage is required during your time at the University. The University provides coverage at a cost that is affordable to most scholars. Scholars who already have health coverage prior to coming to the University must apply for a waiver in order to be given approval for that alternative plan to replace the one offered. Any alternative plan must meet the requirements below in order to be considered for a waiver. Alternative Coverage Must Meet, or Exceed, ALL Listed Health Coverage Specifications in this Section1. Unlimited coverage per Injury or Sickness.2. Unlimited coverage for essential benefits, including hospitalizations, doctor services, prescription drugs, rehabilitation and mental health services, pregnancy, and newborn care.3. Coverage for preventive care at 100% in network including immunizations, physicals examsscreenings, and birth control A complete list of preventive services can be found at ACA Preventive Services Full List4. 80% of medical expenses must be paid by the insurance company you have coverage with.5. Covered Expenses related to pregnancy.6. Preexisting Conditions cannot be excluded for any Covered Persons.7. The issuing company must have a phone contact within the UnitedStates.8. Proof of coverage must be provided in English and U.S. currency only.9. 10,000 coverage for medical evacuation (medical evacuation provides transportation to your home country in the event of a medical emergency).*10. 10,000 coverage for repatriation (repatriation provides transportation to your home country in the event of death).*11. Coverage must be in effect no later than the first day of the coverage period (this may be different than the first day of your semester) and remain active through the end of thesemester.12. The issuing company must be able to provide a full policy document for review. Plans That Do Not Meet the Health Care Coverage Requirements of the University Include1. Short Term Plans2. Travel Plans or similar plans created expressly for the purpose of providing coverage to international scholars andor nonimmigrant visa holders3. Health Sharing Plans4. Reimbursement Plans5. Plans with any benefits that have a waiting period. The health insurance requirements sent to me by the University of Kentucky are listed above. What is the price of health insurance that meets these requirements One J1 visa holder born on 11171979, one J2 visa holder born on 04111984, and two children, one aged 3 and the other aged 10.
Unfortunately there are not going to be any plans that meet these requirements for J1 visa holders outside of what your school will offer. You will need to take insurance through your school.
If you have any additional questions please let me know.
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