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Injury and Sickness Insurance Plan for J1 I am a Visiting Graduate Researcher at UCLA started January 4th until June 21st with J1 visa. I need an “Injury and Sickness Insurance Plan� that must cover the following between the dates 29th of January and 21st of June. $100,000 per accident or illness in medical coverage Deductible of no more than $500 per accident or illness Coinsurance cannot exceed 25% Medical evacuation coverage must be at least $50,000 Repatriation coverage must be at least $25,000 Pre-existing conditions must be covered with a waiting period no longer than 12 months Carrier must be at least A- rated or backed by the full faith and credit of the Exchange Visitor's government Do you have a plan that covers these items?

Answer:

Thank you for your interest in purchasing insurance through us. You can purchase Patriot Exchange plan with $100k and which meets all your school requirements. Patriot Exchange brochure, instant purchase and other useful information, /patriot-exchange-program-insurance/ Please review this and if you have any further questions feel free to contact us. Have a great day!


Thank you for your reply. When I look at the web site that you recommended I could'the see if the Patriot Exchange plan with $100k covers the following condition: "Pre-existing conditions must be covered with $100k with a waiting period no longer than 12 months" It is required by UCLA.


In your requirements it doesn’t say anywhere that you need to have $100,000 pre-existing coverage. It ask for reasonable waiting period for pre-existing conditions. As per my understanding it meets the requirements. Otherwise you can purchase Student secure select plan. Student secure select brochure, instant purchase link, /student-secure-insurance/ Please feel free to contact us if you have any further questions. You can find more plans at , /j1-visa-health-insurance/ Please select policy max. between $200k-$300k. If you select $100k you will not have many options.

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