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Ask Our Specialists
My sponsor wrote this,"Please provide proof of healthcare (not travelers) insurance for you and all family members for the entire duration of your appointment by uploading your visa letter from the insurance company of your choice. Please note that it must list the name of your insurance company, the policy number, and the effective dates of the insurance plan, in English. The health insurance policy must meet the J-1 visa requirements, as found on the Department of State website."First I chose ExchangeGuard Essential, but product information says it's a student travel medical policy, so is it a Travel or a health insurance?I will be working as a research scholar, is it applicable to me, since product information nowhere mentions research scholar, but insubuy does ?Product information doesn't mention covid-19, but insubuy says, it covers it, so does this plan covers covid-19 or not ?
Thank you for contacting Insubuy. The plan that you are looking at is a Medical plan for exchange scholars (J-1) traveling to the US. If you want to find proof of the Covid coverage you can look in the Certificate wording of the policy. there you can also look to see that the plan meets all the requirements That are needed for an Exchange scholar.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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