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Question:

My name is Giulio Coral, and I'm currently looking for an health insurance plan for my brother Giovanni, who will be in Boston University as an exchange student from January 12 to May 31 2017. I just talked by phone with one of your brokers, and he suggested to send you by email the requirements of the university. Copy-pasting the information on the website ( https://www.bu.edu/shs/ship/ ): Required Plan Element or Benefit to Qualify as Comparable Coverage*: A United States-based company (unless student is studying outside the United States). No lifetime dollar limit on coverage. Preventive care coverage without coinsurance. Primary care coverage. Emergency room coverage. Coverage for surgery (in hospital and outpatient). Coverage for hospital stays. Coverage for outpatient medical visits (e.g. specialist visit). Coverage for outpatient behavioral health visits (e.g. counseling or psychiatry visits), including those for substance abuse. Coverage for behavioral health hospitalization. Coverage for prescription drugs. *Required services (as listed in the above checklist) must be provided at a location within a reasonable distance of the greater Boston area. Health plans with a closed network of providers and accessible for only emergency services, such as out-of-area HMOs, EPOs, or Medicaid products generally are not acceptable. I'd like to know which of your insurance plans could fit with these requirements, and possibly to have a quote or a cost estimate (my brother is 21, if this information is useful).

Answer:

Unfortunately, we don't have any insurance plan that meets the requirements provided.

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