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Question:

I'm Shao-Wei Tsai. I will work in UIUC campus with a J1 VISA.I'd like to apply for the ExchangeGaurd Insurance plan for me and for my wife (with a J2 VISA).Currently, my wife is pregnant at approximately 14 weeks, so I'd like to ask is there any other suggested plan can cover her J2 VISA requirements and her pregnancy requirements. Thank you.

Answer:

The Exchange Guard plan does not provide any pregnancy benefits.

Any of our J1/J2 plans that do provide some coverage, would have to be active before conception. Therefore,

we would not have any plans that can cover your wife's pregnancy.


If you have additional questions, please let us know.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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