The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
J1 and family visa insurance and questions Dear recipient, My husband is coming to USA as a J1 research scholar and we need a health insurance for our family that meets the J1 compliance form requirements. Those requirements are: -Medical benefits of at least $100,000 per accident or illness -Repatriation of remains in the amount of $25,000 -Expenses associated with the medical evacuation of the exchange visitor to home country in the amount of $50,000 -A deductible not to exceed $500 per accident or illness -Includes coverage for perils inherent to the activities of the program in which the insured participates. In our case, the program is Research in information systems (office work with a computer). The insurance corporation must have an A.M. Best rating of A- or above, an Insurance Solvency International, Ltd (ISI) rating of A- or above, a Standard Poor’s Claims-paying Ability rating of A- or above, a Weiss Research Inc. rating of B+ or above. Our program dates are 4/21/2016-8/15/2017. I understood that you offer the policy for one year at a time and it is easily renewable. I also understood, that for example Atlas America offers plans that are refundable. Our family has five members, me (born 1977, J2 spouse), my husband (born 1966 J1 applicant), and three children (born 2004, 2007, 2015, J2 children). Any of us does not have permanent illnesses/medical problems. Is it possible to customize deductibles if we take a family plan? My husband for example is fully covered by an insurance taken from our home country (Finland), but the insurance company did not want to fill the compliance form. So he needs the insurance mainly because of the compliance form paperwork requirement. For him the deductible could be $500. Other family members would prefer lower deductible ($100). We would like to get an offer for the insurance for one year. We would like to pay it full (no monthly payments). If you need US credit score ratings, those are also available and are very good (I do not know if it lowers the payment). I will also attach the J1 Scholar Alternate Health Insurance Compliance form as an attachment. The University needs this paper filled by the insurance company. Would it be okay to get this filled if we select an insurance from you?
Thank you for your interest in purchasing insurance through us. Atlas America plan meets all your school requirements. But that plan you can have max. for 364 days. You can repurchase the same plan after 364 days. If you want to renew the same plan without purchasing new policy. You can have Patriot Exchange plan. This plan you can renew as long as you are on J1 visa. Atlas America brochure, instant purchase link, /atlasamerica-insurance/ Patriot Exchange brochure, instant purchase link, /patriot-exchange-program-insurance/ If you want different deductible for your husband you need to do separate application. You can’t do one application with different deductible option. You can’t take more than $500 deductible in order to meet J1/J2 visa requirements. Once you purchase insurance you can send us compliance form with your information then only compliance dept. will sign. We can’t sign blank form. You can compare Patriot Exchange and Atlas America plan at, /j1-visa-health-insurance/ Please enter appropriate criteria. You will find many plans and you can also compare them side by side. You can get max. 364 days at one time. There is no difference in the premium. Whether you pay 364 days at one time or monthly. Only difference is that there will be $5 renewal fees whenever you renew the policy. We don’t need to check your credit history. If you have any further questions feel free to contact us.
Ask our specialists - Licensed and experienced insurance professionals in the U.S.
DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Search Questions and Get Answers
Type your question or hashtag below or Ask a Question
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreSame Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreHealthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreDid you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreYou are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreYou could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreThe U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreSchengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreYou don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreMost schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More