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Question:

Insurance Purchase for J2 I will be traveling to the US as a visiting student for 6 months with J-1 status. I am trying purchase health insurance for my wife and our child (both J-2) (for just my wife and child, as I will be insured via school's own insurance). However, whenever I try to purchase insurance for my wife (J-2), I got the options as shown in the screenshot below. My wife will not be in J-1 status and those listed options with "Meets J1 Visa Requirements" labels make me a little confused. Am I doing something wrong?

Answer:

Thank you for contacting Insubuy. The J1 visa requirements also apply to someone on a J2 visa. This is stating the deductible amounts selected will meet the standard J1/J2 visa requirements. You may purchase this plan for your wife and child. If you have any additional questions please let us know.


Hi again, Thanks for the swift response. If I select the state properly, may I safely assume that the insurance I will be purchasing will meet the federal and state J1/J2 health insurance requirements?


Yes, the Atlas plan will meet the requirements. If you have any additional questions please let us know.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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You are not eligible to enroll in Medicare for the first 5 years.

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You could lose your non-refundable trip costs if you had to cancel your trip.

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The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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Most schools require international students to purchase health insurance.

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