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Health Insurance Requirements (for J1 visa) Hello, I am a 38-years old J1 visa holder. I want to extend my J1 visa for 2 more years and subscribe to the health insurance which covers the period from 10/1/2016 to 9/30/2018. Could you make sure whether your plan meets the following conditions? If you have multiple plans meeting the following conditions, please specify the plan with the lowest cost. Required Coverage: $100,000 USD per accident & illness in medical coverage. Deductible cannot exceed $500 USD per accident or illness. Coinsurance cannot exceed 25%. Medical evacuation coverage must be at least $50,000 USD Repatriation coverage must be at least $25,000 USD. Pre-existing conditions must be a covered benefit. The waiting period for benefit coverage cannot exceed 12 months. Carrier must be at least A-rated or backed by the full faith and credit of the Exchange Visitor’s government. Thank you for your consideration. I am looking forward to hearing from you.
Thank you for contacting Insubuy for your insurance needs. You can purchase either Atlas America or Patriot Exchange plan which meets your school requirements. Atlas America brochure, instant purchase link, /atlasamerica-insurance/ Patriot Exchange brochure, instant purchase link, /patriot-exchange-program-insurance/ You can compare these plans at, /j1-visa-health-insurance/ Please let us know if you have any further questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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