- Share
- Search
Site Search
- Contact
Contact Us
Speak to a licensed and experienced insurance agent in the United States.
- Office Hours:US Central Time
- {{allSevenDays}}
- Mon-Fri
- Current Time:
- Call Us:
Toll-Free: +1 (866) INSUBUYToll-Free: +1 (866) 467-8289- Local: +1 (972) 985-4400
- WhatsApp: +1 (972) 795-1123
- Chat With Us:
For faster service, you can easily extend or submit requests for cancellations or corrections using MyAccount.
Language日本語한국어عربيةItalianoРусский
Ask Our Specialists
I will be traveling to the United States (Chicago, IL) from Budapest, Hungary, on June 18.2016 and returning from Chicago to Budapest on July 7th. 2016. So my length of stay is June 18 - July 8. The home institution I'll be residing at, has the following criteria for acceptable insurance: Northwestern University insurance requirements Health insurance must, at a minimum, meet the following requirements: - Medical benefits of at least $100,000 per accident or illness - Coverage for repatriation of remains in the amount of $25,000 (does not apply to B1 visa holders) - $50,000 for expenses associated with medical evacuation - Deductible not to exceed $250 per accident or illness - Co-insurance provision can be no greater than 25% - Out-of-pocket expenses not to exceed $2,000 per year - Pre-existing conditions must be covered (no exclusions, no waiting period) - Mental health - Shall not unreasonably exclude coverage for perils inherent to the activities of the program in which the exchange visitor participates - Must include inpatient and outpatient coverage for both sickness and accident - Will cover at least 80% of usual and customary charges in the Chicago area - Shall provide benefits for prescription drugs, and pregnancy. Please let me know if you have a plan that can cover all of the above mentioned requirements. (I am 27 years old, Hungarian citizen, no pre-existing condition.)
Unfortunately, since one requirement is that pre-existing conditions must be covered with no exclusions or waiting period then we would not have a plan to meet all requirements. You may have to contact the University to see if they offer a plan.
If you need additional assistance please feel free to contact our office.
Can't find answers to your questions?
Ask our specialists - Licensed and experienced insurance professionals in the U.S.
DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Search Questions and Get Answers
Type your question or hashtag below or Ask a Question
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More