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Ask Our Specialists
Insurance plan change My name is Lijian Wan. I purchased a European travel insurance yesterday. But when I used the insurance to apply my Schengen Visa, it turned out that I bought a wrong one. The insurance should be non-deductible. I attached the requirement below: Travel insurance on one page. Please note, that an insurance card is not sufficient proof of coverage. If the insurance company cannot provide a letter covering below mentioned requirements, please find international insurance that does. Insurance is not required from the applicants holding a diplomatic passport. Name Validity for the entire duration of the journey Validity area: Schengen / EU / World wide The coverage of amount of approx. USD 40,000 (EUR 30,000) non-deductible. Must cover the following: - Medical expenses - Hospitalization - Repatriation for medical reasons and death Could you please help me change my insurance to another plan so that I can use it to apply my Visa. I will pay the price difference.
The plan you have purchased meets Schengen visa requirements. You need to change only the deductible. Please submit a request through MyAccount Please provide policy number, reason to change deductible, and what deductible you want. You need to authorize to charge the additional premium credit card on the file. Please feel free to contact us if you need any further assistance.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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